Washington Law Center has recently fought legal battles throughout the Washington Courts, including at the Washington Supreme Court, before the…
Drivers in Washington state are legally required to have auto insurance but unfortunately many still do not. In fact, the Insurance Research Council’s most recent statistics show that over 21% of Washingtonians are driving uninsured, making our state the 5th highest for uninsured motorists.
You can do everything right, practice safe driving and maintain insurance coverage, but if you’re in an accident at the fault of someone without auto insurance then you could get stuck paying out of pocket for your medical bills.
Auto Insurance Required In Washington State
Furthermore, the minimum insurance policy required in Washington state is $25,000 for bodily injury per claim (one person) and $50,000 for bodily injury per accident (total for all persons). Of course, the severity of accidents with injuries varies, but medical bills add up quickly. Surgery alone can cost tens of thousands of dollars without including an emergency room visit and the cost of rehabilitation aftercare.
The truth is, even if you’re in an accident at the fault of someone who has auto insurance in accordance with state law, you could still be stuck paying out of pocket for your medical bills.
How To Protect Yourself Against Uninsured/Underinsured Motorists?
When selecting auto insurance, make sure you choose a plan that includes Uninsured/Underinsured Motorist Insurance (UIM/UM). This additional coverage is an inexpensive buffer that hopefully, you’ll never need to use but having it will change your life.
You do not want to learn this lesson when it’s too late. Washington Law Center cares about keeping drivers informed about possible risks they take every time they get on the road and how to best set themselves up to handle them. Make it a priority to check your insurance policy to make sure it includes Uninsured Motorists Insurance and Underinsured Motorist so you can drive knowing you have the full coverage you need.
Best Car Accident Injury Attorneys in Washington
Should the worst happen and you’re injured in a vehicle accident at the fault of another, contact Washington Law Center immediately. Our lawyers welcome you to our offices in Tacoma, Bellingham, Olympia, Tukwila, Bothell, Vancouver, and Bainbridge Islands.
We do not receive compensation until we win your case! Call today for a free case review.
ABOUT THE AUTHOR:
Ashton Dennis is a litigation and trial attorney at Washington Law Center focused on representing individuals and families who have suffered a serious personal injury or wrongful death. He was named one of the “Top 40 Under 40” by the National Trial Lawyers of Washington State and one of the “Premier 100” trial attorneys by the American Academy of Trial Lawyers in Washington. Click here to learn more about Ashton.