â€śI was in a collision, hurt my back and now need surgery that will cost $78,000.â€ťÂ
This is almost word for word a phone call our law firm received recently. We consulted with the client and determined that the driver at fault only carried a policy of ONLY $50,000. Fortunately, she has UM/UIM (uninsured/underinsured) motorist coverage well above that amount, but it may still not be enough. Without her uninsured/underinsured motorist coverage, she would likely have been stuck with tens of thousands of dollars in medical care. Uninsured/underinsured motorist insurance is an inexpensive buffer against the worst-case scenario of being stuck with a bill for medical care stemming from an auto accident that was someone elseâ€™s fault. Â Â Â Â Continue Reading Is Uninsured/Underinsured Motorist Coverage Necessary?