Posts tagged "Health Insurance"

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Health Insurance Is Not A Replacement for Personal Injury Protection

March 13th, 2017 Posted by Auto Accidents 0 comments on “Health Insurance Is Not A Replacement for Personal Injury Protection”

“We could lower your personal injury protection (PIP) and that would reduce your monthly payment by $11 and then you could use your PIP for co-pays and deductibles.” 

This was nearly verbatim what my insurance agent told me recently when I was looking at options on how to reduce my monthly rate. I was shocked at not only the misguided advice, but frankly the flat out wrong (and potentially illegal) guidance. I’d be willing to bet that this was a regular selling point for this agent and his office. The insurance agents are likely told to use this as a selling point when a potential customer is out shopping for insurance rates. Their advice to “cancel personal injury protection” or “reduce personal injury protection” is flat out dangerous.  (more…)

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