Is A Lawsuit Really Necessary After A Car Accident?
Whether you need to file a lawsuit for your car accident claim usually depends on whether the insurance company makes an acceptable offer in pre-lawsuit negotiations. Many factors determine what an insurance company offers, and this discussion outlines the most common reasons your attorney may recommend filing a lawsuit.
Sending A Demand To The Insurance Companies
In most cases, before filing a lawsuit your attorney will attempt to negotiate a settlement through either the at-fault party’s insurance company, your insurance company or both. Your attorney will send a demand to the appropriate insurance company (or companies) and ask for an amount of money that covers your pain and suffering, medical bills, wage loss, and any other damages you sustained.
However, if the insurance company refuses to offer an amount that fairly compensates you, you may need to file a lawsuit.